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For Loan Product B, the lender does not make an ability-to-repay determination under § 1041, loan me money in Michigan.
Rather, the actual substance of the lender's action as well as other relevant facts and circumstances will determine whether the lender's action was taken with the intent of evading the requirements of part 1041.
Under the NACHA Rules, the Bank is not required to give next day notice to you of receipt of an ACH entry, and we will not do so.
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The Bureau specifically seeks comment on whether the upcoming payment notice should advise consumers to notify their lender or financial institution immediately if the payment appears to have an error or be otherwise unauthorized, loan me money in 75455.
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