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First, try and call your MCA and work out a modification or deferment if the payments are getting too tough.
Reserve Bank cash rate: The overnight interest rate that the Reserve Bank of New Zealand offers financial institutions for their daily transactions with other banks.
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In many cases, especially in the current skittish credit environment, youll not be able to get new credit cards, or the limit will be very low.
Lastly, the Section 8 program allows you to get a voucher that can be used to pay for a portion or all of the rent at select locations.
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