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Real one hour payday loans among other conditions, a covered longer-term loan under this exemption would be required to have a principal amount of not less than $200 and not more than $1,000, fully amortizing payments, and a term of at least 46 days but not longer than six months.
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Savings accounts (22%) were the next best bet, followed by seeing aid from employers (4%), personal lenders (2%) and financial institutions (1%).
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