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These include State laws and regulations; Federal laws, such as the MLA, FCRA, FDCPA, TILA, EFTA, and the regulations promulgated under those laws; and, with regard to depository institutions that make covered loans, the guidance and policy statements of those institutions' prudential regulators.
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Lenders making covered short-term loans under the Alternative approach would be required to provide borrowers with disclosures, described in the section-by-section analysis of proposed § 1041.
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