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And, without the Alternative approach's limits on the number of loans per year and the limit on the time in debt, some borrowers might effectively continue their cycle of reborrowing by returning as soon the 30-day period has ended.
In some circumstances loans can be extended until the next payday, however there will be a fee applied to extend a loan past it's original period.
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It is 4:15 am in SCarolina right now, but still there is no 24 hr service like many of the others and all of their links go straight to an "oops" screen claiming maintenance.