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In a traditional personal loan, banks or credit unions check your credit and income and lend to you if they believe you can afford to pay them back, loan me money in 80831.
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Before the advent of single-payment payday loans or online lending, and before widespread availability of credit cards, liquidity loans—also known as “personal loans” or “personal installment loans”—were offered by storefront nonbank installment lenders, often referred to as “finance companies.